Bank Jobs in India, IBPS Exam, IBPS Results 2013, Page 65

If you are applying to IBPS CWE for Bank Clerical Cadre Exam and have deposited the fees through CBS mode then while filling the application form you have to fill the DP code of the branch where you have deposited your fees. DP Code is the same as the branch code as mentioned below in the green highlighted area. You just have to fill the branch code / DP code mentioned by the bank where you have deposited the IBPS CWE fee.

DP Code in IBPS CWE CBS Challan

DP Code in IBPS CWE CBS Challan

The payment of fees / intimation charges can be made through CBS branches of the following 6 Public Sector Banks

Bank of Baroda (Account No. 03970200001597),

Bank of India (Account No. 005120110000777),

Central Bank of India (Account No. 3135147199),

Indian Overseas Bank (Account No. 143502000000850),

Punjab National Bank (Account No. 3985002100046381),

United Bank of India (Account No. 0284053402005)

Read more about IBPS Bank Clerks Common Written Exam (CWE) here.

Download Format of the fee payment challan (CBS Challan) for Bank Clerks CWE

Candidates can apply online only from 25.08.2011 to 24.09.2011 and no other mode of application will be accepted.

Pre-Requisites for Applying Online
Before applying online, candidates should
(i) scan their photograph and signature ensuring that both the photograph and signature are within the required specifications as given in Annexure II.
(ii) keep the application fee/ intimation charges remittance details (Transaction details such as Transaction No., Branch Name & Code etc.) ready in case of Offline Payment i.e. CBS/ NEFT / Keep the necessary details/ documents ready if desired to make online payment of the requisite application fee/ intimation charges.
(iii) have a valid personal email ID, which should be kept active till the declaration of results of this round of CWE. IBPS may send call letters for Pre-Examination Training, Written Examination etc. through the registered e-mail ID. Under no circumstances, a candidate should share/mention e-mail ID to / of any other person. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID before applying on-line and must maintain that email account.

Application Fees/ Intimation Charges (Payable from 24.08.2011 and 23.09.2011 both dates inclusive)
- Rs. 50/- for SC/ST/PWD/EXSM candidates.
- Rs.350/- for all others
Transaction charges for Offline/ Online Payment of fees/ intimation charges will be borne by the candidate

Mode of Payment
Candidates have the 2 options to pay fees:
(1) ONLINE MODE of payment of requisite fees / intimation charges

(i) The application form is integrated with the payment gateway and the payment
process can be completed by following the instructions.
(ii) The payment can be made by using only Master/ Visa Debit or Credit cards or
Internet Banking by providing information as asked on the screen.
(iii) On successful completion of the transaction, an e-receipt will be generated.
(iv)Candidates are required to take a print of the e-receipt which will have to be submitted with the Call Letter at the time of written examination.
(2) OFFLINE MODE of payment of requisite fees/ intimation charges – Two choices in Offline Mode -

(i) payment of fees / intimation charges through CBS branches of the following 6 Public Sector Banks
Bank of Baroda (Account No. 03970200001597),
Bank of India (Account No. 005120110000777),
Central Bank of India (Account No. 3135147199),
Indian Overseas Bank (Account No. 143502000000850),
Punjab National Bank (Account No. 3985002100046381),
United Bank of India (Account No. 0284053402005)

A Format of the fee payment challan(CBS Challan) will be made available on IBPS website. Candidates are first required to take a printout of the fee payment challan from IBPS website and indicate the particular Bank in which they wish to pay fees/ intimation charges.
- Candidates are required to fill in the fee payment challan for any of the above Banks with details such as Name, Date of Birth, Contact No., Category, Post Applied for, Amount deposited, Depositing Branch Name and City etc.
- Candidates can then make payment of the requisite fee/ intimation charges in any branch of the above mentioned Banks.
- Collect the candidate’s copy of the Fee Payment Challan from the Branch. Please check that the challan is properly signed and the details of Transaction Number, Branch Name and DP Code Number, Deposit Date have been noted in the challan by the Branch authorities. Candidates are required to submit the original fee payment challan along with the Call Letter at the time of written examination.

(ii) payment of fees/ intimation charges through NEFT at branches of other 13 Public Sector Banks

Candidates are required to fill the NEFT receipt format as required by the Bank with beneficiary details as follows.

Name of the Account : IBPS CWE- Clerical Cadre- 2011
Account Number : 005120110000778
Payee Bank : Bank of India
IFSC Code : BKID0000051

- Candidates can then make payment of the requisite fee / intimation charges.
- The NEFT payment receipt must be collected from the Bank where payment has been made.
- Candidates should check that the receipt is properly signed and the details of NEFT UTR NO., IFSC code of the sending Bank branch, Name of the sending Bank, City name, Deposit date, Amount etc. are noted in the NEFT Payment Receipt by the Branch authorities.

How to fill the CWE Online Form for Bank Clerical Cadre Exam

Please note that all the particulars mentioned in the online application including Name of the Candidate, Category, Date of birth, Address, Email ID, Centre of Examination etc. will be considered as final and no modifications will be allowed after the last date specified for Editing/ Updating the same. Candidates are hence
requested to fill in the online application form with the utmost care as no correspondence regarding change of details will be entertained.
(1) Candidates are first required to go to the IBPS’s website www.ibps.in and click on the Home Page to open the link “Common Written Examination (CLERKS)”
(2) Candidate is now ready to apply Online by clicking on the option “CLICK HERE TO APPLY ONLINE FOR CWE- CLERICAL CADRE NOVEMBER 2011” to open up the On-Line Application Form.
(3) In case candidates are remitting their application fees/ intimation charges (offline) through CBS/ NEFT, candidates will have to enter their basic details including fee payment details and upload the photograph and signature in the online application form. However in case of payment through ONLINE Payment Mode the Application Format will consist of an additional page.
(4) Candidates are required to upload their photograph and signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature (Annexure II).
(5) Candidates should carefully fill in the details in the On-Line Application at the appropriate places very carefully and click on the “SUBMIT” button at the end of the On-Line Application format. Before pressing the “SUBMIT” button, candidates are advised to verify every particular filled in the application. The name of the
candidate or his /her father/husband etc. should be spelt correctly in the application as it appears in the certificates/mark sheets. Any change/alteration found may disqualify the candidature.
(6) After upload of photograph and signature, in case of candidates who have paid the requisite application fee/ intimation charges through CBS/ NEFT, a Registration Number and Password will be generated. Candidates should note their Registration Number and Password for future reference.
OR
In case candidates wish to pay fees/ intimation charges through the online payment gateway after the upload of photograph and signature an additional page of the application form is displayed wherein candidates may follow the instructions and fill in the requisite details.

If the online transaction has been successfully completed a Registration Number and Password will be generated. Candidates should note their Registration Number and Password for future reference. If the online transaction has not been successfully completed then the following message is displayed ‘Your online transaction was unsuccessful. Please register again’ Candidates may then revisit the ‘Apply Online’ link and fill in their application details again.
(7) After applying on-line, the candidate should immediately take a printout of the system generated on-line application form, ensure the particulars filled in are accurate and retain it for future reference. They should not send this print out to the IBPS.
(8) No acknowledgment will be given for online registration. However a Registration Number and Password will be generated and an email/ sms intimation will be sent to the candidate’s email ID/ Mobile Number specified in the online application form. If candidates do not receive the email and sms intimations at the email ID/ Mobile number specified by them, they may consider that their online application has not been successfully registered.
(9) An online application which is incomplete in any respect such as without the photograph and signature uploaded in the online application form will not be considered valid.
(10) Request for change/correction in any particulars in the Application Form shall not be entertained under any circumstances AFTER THE LAST DATE FOR Editing/ Updating application details specified. IBPS will not be
responsible for any consequences arising out of furnishing of incorrect and incomplete details in the application or omission to provide the required details in the application form.
(11) Candidates are advised in their own interest to apply on-line much before the closing date and not to wait till the last date for depositing the fee/ intimation charges to avoid the possibility of disconnection/inability/failure to log on the IBPS’s website on account of heavy load on internet/website jam.
(12) IBPS does not assume any responsibility for the candidates not being able to submit their applications within the last date on account of the aforesaid reasons or for any other reason beyond the control of the IBPS.
(13) Please note that the above procedure is the only valid procedure for applying. No other mode of application or incomplete steps would be accepted and such applications would be rejected.
(14) Any information submitted by an applicant in his/ her application will bind the candidate personally and if found to be false shall be liable for prosecution apart from consequences in civil law as may be deemed requisite.

Note: There is a provision to modify the submitted Online Application. Candidates are requested to make use of this facility to correct their details in the Online Application if any. This modification facility will be available up to 26.09.2011. After this date, no modification will be permitted. Candidates should take utmost care while filling in the Online Application. Please note that no modification in fee payment details will be permitted for candidates who pay fees/ intimation charges through the online mode.

Manappuram Finance Ltd NCD (Non Convertible Debentures) issue is to be closed early on Aug 26th instead of Sept 5 as declared earlier by the company. It seems they have already raised the amount they needed.

Read Full Report

Manappuram Finance Ltd has informed BSE that in terms of the prospectus dated August 09, 2011 filed with the Registrar of Companies, Kerala and Lakshadweep (the “Prospectus”), the public Issue by Manappuram Finance Ltd (the “Company”) of secured, redeemable, non-convertible debentures (the “Bonds”) of face value of Rs. 1,000 each aggregating to Rs. 4,000 million with an option to retain over subscription upto Rs. 3,500 million, aggregating to Rs. 7,500 million (the “Issue”), was opened on the August 18, 2011, and the scheduled date of closure of the Issue had earlier been decided as September 05, 2011. As per the Prospectus, the Company has an option to close the subscription on such earlier date as may be decided by the Board (i.e. the Debenture committee) of the Company subject to necessary approvals.

The Company would like to exercise this option for early closure of the Issue. Therefore, pursuant to the resolution of the Debenture Committee of the Company dated August 24, 2011, the Issue shall close for all the categories of applicants on August 26, 2011.

Further as per the Prospectus, the Company undertakes to provide notice of the same to the prospective investors through an advertisement a daily national newspaper on the date of Issue closure.

What is Core Banking Solution (CBS) ?

Core Banking Solution (CBS) is networking of branches, which enables Customers to operate their accounts, and avail banking services from any branch of the Bank on CBS network, regardless of where he maintains his account. The customer is no more the customer of a Branch. He becomes the Bank’s Customer. Thus CBS is a step towards enhancing customer convenience through Anywhere and Anytime Banking.

How shall CBS help Customers?

All CBS branches are inter-connected with each other. Therefore, Customers of CBS branches can avail various banking facilities from any other CBS branch located any where in the world. These services* are:

  • To make enquiries about the balance; debit or credit entries in the account.
  • To obtain cash payment out of his account by tendering a cheque.
  • To deposit a cheque for credit into his account.
  • To deposit cash into the account.
  • To deposit cheques / cash into account of some other person who has account in a CBS branch.
  • To get statement of account.
  • To transfer funds from his account to some other account – his own or of third party, provided both accounts are in CBS branches.
  • To obtain Demand Drafts or Banker’s Cheques from any branch on CBS – amount shall be online debited to his account.
  • Customers can continue to use ATMs and other Delivery Channels, which are also interfaced with CBS platform.

All these aim to provide convenient, efficient, and high quality banking experience to the customers, comparable to world class standards.

Update: If you are reading this article to understand the payment for CWE Exam for Clerical Cadre conducted by IBPS, following details might be useful. The payment of fees / intimation charges can be made through CBS branches of the following 6 Public Sector Banks

Bank of Baroda (Account No. 03970200001597),
Bank of India (Account No. 005120110000777),
Central Bank of India (Account No. 3135147199),
Indian Overseas Bank (Account No. 143502000000850),
Punjab National Bank (Account No. 3985002100046381),
United Bank of India (Account No. 0284053402005)

Read more about Bank Clerks Common Written Exam (CWE) here.

Download Format of the fee payment challan (CBS Challan) for Bank Clerks CWE

The Institute of Banking Personnel Selection (IBPS) will organise the common written exam (CWE) for recruitment / selection of personnel for Clerical cadre posts in the Public Sector Banks (19 participating banks). The CWE for Clerks posts for 19 banks will be conducted twice a year by IBPS.

Important Dates

Start date for Online Registration – 25 August 2011
Payment of Application Fees – 24.08.2011 to 23.09.2011 (both dates inclusive)
Last date for Online Registration – 24 September 2011
Last date for Editing Application Details – 26.09.2011
Download of Call letter for Written Examination – After 11.11.2011
Written Examination – 27.11.2011

List of Participating Banks for CWE for Clerks -

  1. Allahabad Bank
  2. Andhra Bank
  3. Bank of Baroda
  4. Bank of India
  5. Bank of Maharashtra
  6. Canara Bank
  7. Central Bank of India
  8. Corporation Bank
  9. Dena Bank
  10. Indian Bank
  11. Indian Overseas Bank
  12. Oriental Bank of Commerce
  13. Punjab National Bank
  14. Punjab & Sind Bank
  15. Syndicate Bank
  16. Union Bank of India
  17. United Bank of India
  18. UCO Bank
  19. Vijaya Bank

Any individual who aspires to join any of the above Public Sector Banks as a Clerk or in a post in that cadre, will necessarily be required to take the CWE. Prospective candidates who wish to appear for the CWE will have to apply to IBPS and should carefully read the advertisement regarding eligibility criteria, online registration process, pattern of examination, issuance of call letters and score cards.

The clerical cadre recruitment would be on State-wise basis, candidates can apply for vacancies in one State/ UT only. It will therefore be necessary that candidates appear for examination in one of the centres of a particular State/UT where they would like to apply for employment in Annexure I.

Download All Details for CWE from IBPS Website

Prepare for online examination on the expected pattern of CWE here

Books for IBPS CWE Clerical Exam

What is Bank’s IIN?

IIN mean Issuer Identification Number. This number identifies the Bank to which you the Aadhaar number is mapped. IIN is a six digit number and will be used for making AEPS (Aadhaar Enabled Payment System) transaction.  In most banks BC customer service points, this number would be represented on the terminal by the banks logo or name and hence this number is not to be remembered by the customer, however, it is recommended that the customer be aware of their bank IIN to ensure a successful AEPS transaction.

Bank Name Bank’s IIN
Bank of India 9999013
ICICI Bank 9999229
Union Bank of India 9999026

Brief on SBI Gold Fund :
The two most important concerns while buying gold are purity and safety (in terms of storage). To address both these concerns, SBI GETS (Gold ETF ) was launched where investments are made in dematerialized (demat) form. Considering that dematerialization is a new concept in India and there is very low penetration of demat accounts amongst Indian investors. This low penetration has prevented access to gold as an asset class for investors who don’t have a demat account. Continuing our endeavor to provide investors an access to this investment vehicle, SBI Mutual Fund is launching a SBI Gold Fund. SBI Gold Fund is an investment avenue for the investors, where investors can invest in gold ( through gold ETF ) without a demat account. This fund also offers the facility of Systematic investment plan.

Type of Fund : Open Ended Fund of fund

Investment Objective: The investment objective of the Scheme (NFO) is to seek to provide returns that closely correspond to returns provided by SBI Gold Exchange Traded Scheme (SBI GETS).

NFO Launch date                     : August 22, 2011

NFO closes on (end date)    : September 05, 2011

Scheme Re-opens on             : September 19, 2011

Fund Manager                                : Ravi Prakash Sharma

Minimum Amount                        : Rs. 5000/- and multiples of Re. 1/-

Plans / Options                               : Growth, Dividend Payout & Dividend Re-investment

Allotment Date                         : 12/09/2011

Scheme re-opens                           : 19/09/2011

Plan and Options Offered: Growth and Dividend Plan (under dividend- reinvestment & payout facility both are available)

Benchmark: The Scheme’s performance will be benchmarked against the price of physical gold. The price here refers to the morning fixing of Gold by London Bullion Market association (LBMA).

a) No NFO bankers appointed for this NFO. All applications & cheques to be submitted to CAMS with a schedule on a daily basis.

SIP Date : SIP cycle of 5th/ 10th/ 15th / 20th /25th/30th (for February last business day)

b) SIP is available only through ECS / Direct Debit mode with below options. No Post dated cheques acceptable in NFO & ongoing.

(i) Monthly:  Rs. 500/- per month for minimum 12 months  OR Rs. 1000/- per month for minimum 6 months

(ii) Quarterly:    Rs. 500/- per quarter for minimum 12 quarters (3 years) OR Rs. 1500/- per quarter for minimum 4 quarters (1 year)

c) The earliest (first) SIP debit through ECS / Direct Debit is 15/10/2011. Ensure the SIP from date in ECS / Direct Debit mandate is only from 15/10/2011 or subsequent date.

Load Structure

o Entry Load : Nil

o Exit Load:-

§ Exit within 1 year from the date of allotment – 1 %

§ Exit after 1 year from the date of allotment – Nil

d) SBI has autodebit arrangement with SBI, SBT, Union Bank, HDFC, Punjab national Bank, Bank of Baroda, Bank of India, AXIS, IDBI, SBM, Indus Ind bank and Kotak Mahindra Bank.

e)  Ensure to verify the mandatory enclosures like PAN / KYC / Third Party confirmation, Identity & address proof (for Micro SIP applications) and mentioning the bank details, amount, plan, instrument details in applications before submitting to CAMS.

f) Outstation cheques should not be accepted and DD charges are not reimbursed.

g) In case of switches from other schemes to Gold Fund, submit the requests to CAMS duly time stamped as doing currently.

h) All the investors to mention the E-mail address & Mobile No  in the applications.

i) All the applications & cheques to be submitted to CAMS.  

About Muthoot Finance Ltd

Muthoot Finance Ltd is a NBFC incorporated in 1997 primarily provides loan against household used jewellery and offers other products and services like money transfer, insurance, securities, foreign exchange, vehicle and asset finance services. Gold loans account for 99% of Muthoot’s assets under management with predominant exposure to South India.

Issue Size

The company plans for a public issue of secured, redeemable, non-convertible debentures (NCDs) of face value of Rs 1,000 each aggregating upto Rs 500 crore with an option to retain over subscription up to Rs 500 crore, aggregating to a total of upto Rs 1,000 crore.

Objective of the issue:

The funds raised through this Issue will be utilised for various financing activities including lending and investments, to repay existing liabilities or loans and towards business operations including capital expenditure and working capital requirements, after meeting the expenditures of and related to the issue and subject to applicable statutory/regulatory requirements.

Issue Dates:

Issue Open: Aug 23 2011

Issue Close: Sept 05 2011

Investment Options

There are 3 options through which investment can be made in Muthoot Finance NCD as described in the picture below.

Muthoot Finance NCD

Muthoot Finance NCD

Ratings

The NCDs under this issue have been rated as AA -/Stable by CRISIL and ICRA. The rating indicates a high degree of safety with regard to timely servicing of financial obligations on the NCDs and such instruments carry a very low credit risk.

Why Invest in Muthoot Finance NCD

The interest rate of 12-12.25% is being offered to individuals for duration of 2 years, 3 years, as well as 5 years is an attractive opportunity when compared to bank deposits which offer interest rate ranging 10-10.5%. Unlike bank deposits there is no TDS for the interest rate payments. These are secured instruments and hence backed by assets of the company. The NCDs will be listed in the BSE and NSE hence there is a chance for capital appreciation in case the RBI starts reducing interest rates after some month.

How to apply to Muthoot Finance NCD?

You can download the forms from http://www.karvy.com/v2/

All Application Forms duly completed together with cheque/bank draft for the amount payable on application must be delivered before the closing of the subscription list to any of the Bankers to the Public Issue or collection centre(s)/agent(s). These addresses and names are available on the downloaded forms.

Bank Nifty is the bank index traded in the F&O segment of NSE. It comprises of most liquid banking stocks listed on NSE. This index provides investors and market intermediaries with a benchmark that captures the capital market performance of Indian Banks. The index have 12 stocks from the banking sector which trade on the National Stock Exchange.

Market Representation

1. CNX Bank Index represent about 14.66% of the free float market capitalization of the stocks listed on NSE and 84.66% of the free float market capitalization of the stocks forming part of the banking sector universe as on June 30, 2011.

2. The total traded value for the last six months of all the CNX Bank Index constituents is approximately 14.11% of the traded value of all stocks on the NSE and 82.90% of the traded value of the stocks forming part of the banking sector.

Calculation Methodology

The index is a free float market capitalization weighted index with base date of January 01, 2000, indexed to a base value of 1000.

List of Banks in Bank Nifty

Axis Bank Ltd – AXISBANK
Bank of Baroda – BANKBARODA
Bank of India – BANKINDIA
Canara Bank – CANBK
HDFC Bank Ltd – HDFCBANK
ICICI Bank Ltd – ICICIBANK
IDBI Bank Ltd. – IDBI
Kotak Mahindra Bank Ltd. – KOTAKBANK
Oriental Bank of Commerce – ORIENTBANK
Punjab National Bank – PNB
State Bank of India – SBIN
Union Bank of India – UNIONBANK